Five Reasons to Use Your Dental Benefits Before Dec. 31
With a dental insurance plan, your unused benefits are lost after December 31. This means that now is a great time to take advantage of everything that your insurance offers, especially when you haven’t visited our Chester Springs, PA dental office in a while. Don’t allow these dental benefits to go to waste. Use your insurance before the end of the year at Byers Station Dental.
Dental exams and cleanings
Most dental insurance companies provide coverage for two visits a year at six-month intervals. If you haven’t had a dental cleaning in the last six months (or this year), now is the time to schedule an appointment at Byers Station Dental. We can thoroughly clean your teeth and gums, and remove any plaque or tartar that can lead to tooth decay or gum disease.
During a dental exam, we can evaluate your teeth and gums to detect any oral health problems early before an extensive procedure is needed. We also perform an oral pathology exam to look for abnormal tissue, growths, or cysts in the mouth, cheeks, and throat.
When you need other extensive procedures that require multiple visits, the end of the year is the time to schedule it. This is especially true for our patients in Chester Springs, PA who have met their deductible and haven’t hit their annual maximum. Once your deductible has been paid, your out-of-pocket expenses decrease, making it a great time to get these larger dental procedures.
When you’re close to hitting your maximum, our team can create a treatment plan that splits your treatment up between this year and next so that you can use all of your end of year dental benefits efficiently. This helps reduce your out-of-pocket costs and ensures your oral health remains its best, no matter what your dental benefits are. If you’re struggling to pay anything out of pocket, we offer financing options, such as CareCredit and low-interest plans to make keeping your teeth and gums healthy and more affordable.
Reasons to use your end of year dental benefits
At Byers Station Dental, we believe there are many benefits to using all of your dental insurance benefits, including:
Annual maximum: Most dental insurance plans have an annual maximum coverage, and these dollars don’t roll over, so you need to use them.
Overlapping treatment: Our team can schedule some of your appointments for the procedure before and after the new year to maximize your benefits.
Deductible: If you have already met your deductible, it’s time to take advantage of the rest of your benefits.
Taxes: For patients who contribute to a flexible spending account, it’s great to use your entire deduction amount annually. If you don’t, you’re forfeiting any FSA contributions that you don’t use by December 31..For those with a health savings account, you want to use your balance without enduring tax penalties by the end of the year too.
Worsening oral health problems: Always maintain a regular schedule of dental exams and cleanings to ensure your oral health is intact, and nothing goes ignored.
Make the most out of your dental insurance benefits
Ultimately, prevention is the best way to ensure your oral health is at its best. At Byers Station Dental, we recommend our patients in Chester Springs, PA use all of their benefits for preventive visits. Our team can help you determine what your needs are, so you can plan ahead to ensure all of your end of year dental benefits are used. To schedule an appointment for preventive dentistry, call our dental office today.